Introduction

Land Calculator ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our land loan calculator website at landcalculator.xyz (the "Site").

Information We Collect

Calculator Input Data

When you use our land loan calculator, all calculations are performed locally in your browser. We do not collect, store, or transmit the financial information you enter into the calculator, including:

• Land purchase prices
• Down payment amounts
• Interest rates
• Loan terms
• Tax and insurance figures

Your calculation data stays on your device and is never sent to our servers.

Automatically Collected Information

Like most websites, we may automatically collect certain technical information when you visit our Site:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages visited and time spent on pages
• Date and time of visit

Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to improve your experience and analyze site usage. Types of cookies we may use include:

• Essential Cookies: Necessary for the Site to function properly
• Analytics Cookies: Help us understand how visitors use the Site
• Advertising Cookies: Used to display relevant advertisements

You can control cookie settings through your browser preferences.

How We Use Information

We use collected information for the following purposes:

• To provide and maintain our calculator service
• To analyze site usage and improve functionality
• To detect and prevent technical issues
• To display relevant advertisements
• To comply with legal obligations

Third-Party Services

Google Analytics

We may use Google Analytics to understand how users interact with our Site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. Learn more about Google Analytics privacy practices at Google's Privacy Policy.

Google AdSense

We may display advertisements through Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to our Site or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.

Cloudflare

Our Site is hosted behind Cloudflare's content delivery network, which may collect certain information for security and performance purposes. Review Cloudflare's privacy policy at Cloudflare Privacy Policy.

Data Security

We implement reasonable security measures to protect information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Data Retention

Since we don't collect or store your calculator input data, there's nothing to retain. Automatically collected technical information may be retained for analytics purposes according to our service providers' retention policies.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request information about data we hold about you
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your data
• Opt-out: Opt out of certain data collection practices

California Privacy Rights

If you're a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how we use it.

European Privacy Rights

If you're in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectify, or erase your personal data.

Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

International Users

Our Site is operated in the United States. If you access the Site from outside the United States, your information may be transferred to, stored, and processed in the United States where our servers are located.

Do Not Track Signals

Some browsers include a "Do Not Track" (DNT) feature. Our Site does not currently respond to DNT signals, but we respect your privacy choices.

External Links

Our Site may contain links to external websites. We are not responsible for the privacy practices of other sites. We encourage you to review their privacy policies.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us through our website.

Consent

By using our Site, you consent to this Privacy Policy and agree to its terms.